What should I do when I'm in an auto accident?
- First, make sure
everyone is all right.
- Don't say it was your
fault. Your insurance company may
not pay if you do.
- Call
the police.
- Tell the officer who
investigates what happened.
When do I have to report an accident?
- If anyone is killed or hurt in the accident, or
- If there is more than $250 in damage
How do I report?
- Send an accident report
(Form SR-13) to the Alabama Department of Public Safety.
- Do it within 30 days
after the accident.
- You can get the form from
the local police, the sheriff or the local state trooper's office.
- You can also get the
form SR-13 online.
- To help you fill in
the form, get a copy of the investigating officer's accident report.
How do I get a copy of the accident report?
- For a fee, you can get a copy from the office
that investigated your accident, or
- Mail your completed form and a $15 money order
(not a check) to:
Department
of public Safety
Crash Reports
P.O.
Box1471
Montgomery,
Alabama 36102-1471
- Be sure to include the other driver's full
name, driver's license number (if you get it), the date of the accident
and the county where the accident happened.
Who else do I have to call?
- Report the accident to your insurance
company right away.
What happens if the accident was the other driver's fault?
- If you have collision
coverage, your insurance
company usually pays (up to policy limits) for your
repairs. If you have personal injury or uninsured
motorist coverage, your insurance
company usually pays (up to policy limits) for your medical
bills.
- If your insurance
company pays, it will try to collect from the other
driver. Do
what your insurance agent tells you.
- If the other driver
has insurance,
that insurance company may
agree you were not at fault. If so, it will pay for your repairs or pay
back your insurance company.
- If the other driver
has no insurance,
and your insurance company does
not pay for all your losses, you have to try and get the other driver to
pay.
- If you had major
damage or got hurt, you may want to call a private
lawyer. Many private
lawyers will represent you on a "contingent
fee" basis if they believe the other driver caused the accident. This means the lawyer would
keep a large part of any money you get, but would get no fee if you do not
win. Legal Services cannot
represent you on such a fee-generating case.
- If your damages are
small, you may be able to work out a deal with the other driver or his insurance
company.
- If you can't agree,
and the other driver was not insured,
you can write to the Department of Public Safety. Ask them to suspend the
other driver's license and vehicle registration. Send this request to:
Alabama Department of Public Safety
Safety Responsibility
Unit
P.O. Box
1471
Montgomery, Alabama 36102-1471
- This might get the
other driver to settle.
- If you cannot settle,
you can file a suit in Small Claims Court,
by yourself without a lawyer,
for up to $3,000. You must file within two years of the date of the accident.
What happens if the accident was my fault?
- Your insurance
company should pay (within policy limits) for any
damage you caused.
- Your insurance
company should pay for a lawyer for
you if you are sued.
- Avoid making
statements to the other driver or his insurance
company.
- Only agree to a settlement if
you think the amount of damages is right, and you are sure you can afford
the monthly payments.
- See a lawyer right
away if you get a notice that your driver's license is being suspended, or
if you get court papers saying you are being sued.
- If you cannot afford
to pay a lawyer,
call your local Legal Services office
to see if they can help you.
- If you have questions
about an offer by the other driver, call
a lawyer for advice.
Personal Injury Lawyer Alabama
- Wettermark & Keith, LLC - Personal Injury Law firm
Here at
Wettermark & Keith, LLC., no case is too big and no case is too small for
our expert accident injury lawyers to pursue. These top
attorneys represent each and every client with the utmost respect,
compassion, and employ the thorough legal expertise needed to make their case a
success. They realize that this is likely a difficulty situation for you and
possibly your family and are here for you.
2101 Highland
Avenue South, Sixth Floor
Birmingham, AL
35205
205.933.9500
www.wkfirm.com/car-accident
- Norris - Injury Accident Lawyers - Car Accident Attorney
The Alabama auto accident attorneys at Norris Injury
Lawyers are focused on results. They understand that you can’t focus
on healing until you have the compensation you need to move forward. They have
helped thousands of victims get the settlement they deserve
and we can help you. If you want real money, get the lawyers with
real experience. They deliver the results you deserve.
Norris Injury Lawyers, P.C.
10 Old Montgomery Highway
Birmingham, AL 35209
Phone: (205) 870-8000
Fax: (205) 870-8516
10 Old Montgomery Highway
Birmingham, AL 35209
Phone: (205) 870-8000
Fax: (205) 870-8516
www.norrisinjurylawyers.com
- Jonathan W. Gathings & Associates - car accident attorneys
The
Birmingham car accident attorneys at Jonathan W. Gathings
& Associates are dedicated to helping car accident victims
and their families pursue the compensation they need to deal
with medical bills, lost income, pain and suffering,
and other damage; if you or a loved one was injured in a car
accident, call them for your free consultation with one of these experienced lawyers.
In their years
of experience as Alabama car accident lawyers they’ve seen
firsthand how severe the consequences of negligence can be.
The physical toll of a car accident is often matched only by
the financial and psychological devastation involved.
3288 Morgan Drive
, Suite 112
Birmingham, AL 35216
(205) 545-7475
Birmingham, AL 35216
(205) 545-7475
www.jonathanwgathings.com
- Farris, Riley & Pitt attorneys - car accident attorneys
At Farris,
Riley & Pitt, these Alabama car accident attorneys work
closely with their clients to take action as quickly as possible after an auto
accident. Early intervention is effective to capture and preserve
invaluable evidence which is essential to reaching a just settlement or
litigating a case at trial. This law firm maintains an
extensive network of:
Accident reconstruction experts
Investigators
Biomechanical engineers
Highway design engineers
Traffic control engineers
Human factors experts.
These experts help provide Farris, Riley & Pitt attorneys with invaluable insights that are vital to their clients’ cases.
Investigators
Biomechanical engineers
Highway design engineers
Traffic control engineers
Human factors experts.
These experts help provide Farris, Riley & Pitt attorneys with invaluable insights that are vital to their clients’ cases.
The Financial Center
505 20th Street North, Suite 1700
Birmingham, AL 35203
Phone: (205) 324-1212
Fax: (205) 324-1255
Toll Free: 1-888-580-5176
24 Hour Lawyer Assistance: 1-888-937-7534
505 20th Street North, Suite 1700
Birmingham, AL 35203
Phone: (205) 324-1212
Fax: (205) 324-1255
Toll Free: 1-888-580-5176
24 Hour Lawyer Assistance: 1-888-937-7534
www.frplegal.com
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